Benefits and Allowances 2025: Health and Wellbeing Benefits

The 2025 Brightmine survey of benefits. This part of the survey provides data on employers' use of health and wellbeing benefits, including: counselling/employee assistance programmes; private medical insurance; permanent health insurance; critical illness insurance; healthcare cash plans; life assurance/death-in-service benefits; and dental cover. Based on responses from 302 organisations with a combined workforce of 454,309 employees.

Survey questions

• Which of the following health and wellbeing benefits does your organisation offer?
• To whom does your organisation offer private medical insurance (PMI)?
  • Which employee groups are able to receive private medical insurance (PMI)?
  • What level of private medical insurance (PMI) cover does your organisation provide and pay for in full for directors?
  • What level of private medical insurance (PMI) cover does your organisation provide and pay for in full for managers?
  • What level of private medical insurance (PMI) cover does your organisation provide and pay for in full for staff?
  • What is the typical annual premium for single private medical insurance cover at your organisation?
• To whom does your organisation offer PHI or income protection?
  • Which employee groups are able to receive permanent health insurance (PHI) or income protection?
  • What percentage of salary does the permanent health insurance/income protection typically cover?
  • What is the deferral period before a claimant can receive a payment?
• To whom does your organisation offer critical illness insurance?
  • Which employee groups are able to receive critical illness insurance?
• To whom does your organisation offer a healthcare cash plan?
  • Which employee groups are able to receive a healthcare cash plan?
• To whom does your organisation offer a counselling service or employee assistance programme?
  • Which employee groups are able to receive a counselling service or employee assistance programme?
• To whom does your organisation offer an attendance allowance or bonus?
  • Which employee groups are able to receive an attendance allowance or bonus?
• To whom does your organisation offer free gym membership/exercise classes?
  • Which employee groups are able to receive free gym membership/exercise classes?
• To whom does your organisation offer health screenings?
  • Which employee groups are able to receive health screening?
• To whom does your organisation offer a life assurance/death in service benefit?
  • Which employee groups are able to receive a life assurance/death in service benefit?
  • What salary multiple is available from your organisations life assurance/death-in-service benefit?
• To whom does your organisation offer flu vaccinations?
  • Which employee groups are able to receive flu vaccinations?
• To whom does your organisation offer optical benefits above statutory minimum?
  • Which employee groups are able to receive optical benefits above the statutory minimum?
• To whom does your organisation offer a financial wellbeing programme?
  • Which employee groups are able to receive a financial wellbeing programme?
• To whom does your organisation offer dental insurance (not part of the healthcare cash plan)?
  • Which employee groups are able to receive dental insurance (not part of a healthcare cash plan)?