Benefits and Allowances 2019: Health Benefits

The 2019 XpertHR survey of benefits and allowances. This part of the survey provides data on employers' use of health benefits, including: private medical insurance; permanent health insurance; critical illness insurance; healthcare cash plans; life assurance/death-in-service benefits; and dental cover. Based on responses from 201 organisations with a combined workforce of 381,450 employees.

Survey questions

• Which health-related benefits and allowances does your organisation offer?
• Does your organisation offer private medical insurance (PMI)?
  • What level of private medical insurance (PMI) cover does your organisation provide and pay for in full for directors?
  • What level of private medical insurance (PMI) cover does your organisation provide and pay for in full for managers?
  • What level of private medical insurance (PMI) cover does your organisation provide and pay for in full for staff?
  • What is the typical annual premium for single private medical insurance (PMI) cover at your organisation?
• Does your organisation offer permanent health insurance (PHI) or income protection?
  • What percentage of salary does permanent health insurance (PHI)/income protection cover at your organisation?
  • What is the deferral period for permanent health insurance (PHI)/income protection payments at your organisation?
• Does your organisation offer critical illness insurance?
• Does your organisation offer a healthcare cash plan?
  • How much does your organisation pay towards the healthcare cash plan per employee per month?
• Does your organisation offer life assurance/death-in-service benefits?
  • What salary multiple is available from your organisation's life assurance/death-in-service benefit?
  • Is access to life assurance/death-in-service benefits linked to an employee’s membership of an occupational pension scheme at your organisation?
• Does your organisation offer dental insurance?
• Does your organisation offer counselling/an employee assistance programme (EAP)?
• Does your organisation offer an attendance allowance/bonus?
• Does your organisation offer free or subsidised gym membership/exercise classes?
• Does your organisation offer health screening?
• Does your organisation offer optical benefits?
• Does your organisation offer free fruit?
• Does your organisation offer flu injections?